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Medigap Plans F and G are the most popular Medicare Supplement plans in 2024. Learn more about other popular plans like Plan N and compare your Medigap plan options. Medicare Supplement Insurance is popular.
Best overall: AARP/UnitedHealthcare Medicare Supplement Insurance. Best for additional coverage options: Anthem Medicare Supplement Insurance. Best for high-deductible Medigap Plan G: Mutual of Omaha Medicare Supplement Insurance.
A Medigap policy is health insurance sold by private insurance companies to fill the gaps in Original Medicare Plan coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesnt cover.
The average cost of a Medicare Supplement plan is $137 per month for 2024. However, rates vary widely, from about $50 to $200 per month. Medigap Plans G, F and C are some of the most expensive policies, and they also have the best benefits. The most affordable option is Medigap Plan K or a high-deductible plan.
Plans F, G and N are the most popular Medicare Supplement Insurance plan types. Plan F offers the most coverage of the standardized types, but its not available to new Medicare members. For people who turned 65 in 2020 or later, Plan G is the highest-coverage Medigap plan type available.
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Plan C. While Plan F is the most popular plan, Medigap Plan C, Plan G and Plan N are the next most popular Medicare Supplement Insurance plans.
For example, Medicare SELECT Plan G covers the same out-of-pocket costs as standard Medigap Plan G. The difference is that a Medicare SELECT plan limits the doctors and hospitals you can access for health care. Medicare SELECT plans negotiate with these doctors and hospitals for better pricing.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B often with Part D and other types of coverage. Medicare Supplement is additional coverage you can buy if you have Original Medicare Part A and B.

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