CONTRACTORS POLLUTION LIABILITY 2025

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Contractors Pollution Liability coverage provides protection for claims against contractors arising from pollution conditions resulting from the operations of the contractor or its subcontractors. This includes coverage for third-party bodily injury and property damage, defense costs, and cleanup.
This kind of policy provides vital protection against environmental liabilitiessuch as pollution event cleanup costs, bodily injury, property damage, and legal expenses. In this guide, well give you a rundown of the most important aspects of pollution legal liability insurance.
CPL is designed to protect contractors who are on a job site and may release pollutants during their work. Examples include surface water contamination, chemical spills, inappropriate disposal of hazardous materials, asbestos exposure, and mold and bacteria caused by poorly installed HVAC systems.
Consider a small landscaping company that accidentally damages an underground storage tank while digging, releasing environmental waste into the soil. Without environmental pollution insurance, the company is responsible for the cleanup costs and any legal fees or damages, which could be financially devastating.
Contractor General Liability insurance protects contractors financially from amounts they become obligated to pay due to damages or medical payments because of bodily injury, property damage or personal/advertising injury to third parties occurring during the policy period caused by or relating to the contractors work
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Pollution liability safeguards you from liabilities that may arise during and after operations. Meaning, it protects your business while you and your people are completing a job. If a pollution-related liability comes up after the job, your policy will also cover you.

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