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A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts.
A commercial general liability (CGL) policy protects your business from financial loss should you be liable for property damage, bodily injury, personal and advertising injury caused by your services, business operations or your employees.
What is General Liability Insurance? Customer injury, customer property damage, and advertising injury are all covered by general liability insurance. It helps you qualify for leases and contracts while also protecting your small business from the hefty expenses of lawsuits.
General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. It may also cover you if you are held liable for damages to your landlords property.
Designed to cover slip and falls, product liability issues, accidental damage by a business tenant to a leased location, etc., Specifically designed to cover bodily injury or property damage caused to third parties.

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Most liability policies will contain standard exclusions that apply to all insureds, such as pollution exclusion, employee injuries, intentional acts, faulty workmanship, and so forth.