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Collectibles Insurance Policy Features Unlike standard homeowners policies, protect your collectibles against accidental breakage, fire, theft, and natural disasters. Mysterious Disappearance. Coverage is provided for mysterious disappearance for items that are worth $2,000 and scheduled on the policy.
No, classic cars dont cost more to insure. This may seem surprising based on their age and value, but because classic cars are generally driven less and are well taken care of, they cost less to insure.
The collector-vehicle and collectibles policies are underwritten by American Family Home Insurance Company (a member of the American Modern Insurance Group) and American Alternative Insurance Corporation in California (a Munich Re company).
American Collectors Insurance was acquired by NSM Insurance Group on Jan 6, 2014 .
Insurance for collectibles and fine art may include coverage for losses caused by theft, fire, and water, up to your policys limits. Keep in mind that there may be sub-limits for certain perils.

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American Collectors is accredited by the Better Business Bureau and has received an A rating. The insurer also received 5 out of 5 possible stars on the BBB websites customer reviews. As a specialized insurer, American Collectors is not listed on the J.D. Power customer satisfaction rankings.

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