FSA 102FI - Request to Transfer Funds 5-09 doc 2025

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Funds are normally transferred for purposes of financial planning, to take advantage of better investment rates, to make payments for goods or services, to bring up the required balance of another account, to gift someone or an organization, or to save money, among other reasons.
A funds transfer can generally be described as a series of payment instruction messages, beginning with the originators (sending customers) instructions, and including a series of further instructions between the participating institutions, with the purpose of making payment to the beneficiary (receiving customer).
Generally no, the Health Care FSA (HCFSA), Limited Expense Health Care FSA (LEX HCFSA) and Dependent Care FSA (DCFSA) are separate accounts, and money cannot be transferred between or among them.
A Funds Transfer Request may be a request for a Book Transfer, a transfer to your account at another financial institution or a transfer to a third partys account at Bank or another financial institution.
An electronic funds transfer (EFT), or direct deposit, is a digital money movement from one bank account to another. These transfers take place independently from bank employees. As a digital transaction, there is no need for paper documents.