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What is the monthly benefit rider?

The Monthly Benefit Rider (MBR) makes your Home or Facility Care benefits available on a monthly basis as opposed to daily. If the cost of your care was less than your monthly benefit, that money stays in your benefit pool.

What is a social benefit rider?

Social Insurance Benefit riders enable policyholders to purchase disability income benefits that are a high percentage of the insureds current income without the concern about overinsurance that could be caused by the possible payment of Social Security disability benefits.

What is the benefit of disability rider?

Financial protection:A Disability Income Rider can help replace lost income if the insured becomes totally and permanently disabled. Living expenses:You get a regular income source to cover living expenses.

What is a Social Security benefit rider?

The Social Security rider provides extra income when social insurance benefits (Social Security, workers compensation, or state and local government programs) are not being received by the insured or if the benefits are being received in an amount less than estimated and expected in the rider.

What is Social Security Supplement or Social Security Riders?

Often in the insurance world, we just refer to it as an SIS rider. No matter what name the insurance company calls their social insurance supplement rider, they all basically work the same way. Essentially a social supplement is an offset against your disability benefit.

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