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What is individual coverage?

Individual health insurance is coverage that you purchase on your own, on an individual or family basis, as opposed to obtaining through an employer or from a government-run program like Medicare, Medicaid, or CHIP.

What is the purpose of HRA?

House Rent Allowance (HRA) is an allowance (part of CTC) given by your employer to help you cover the cost of living in a rented accommodation.

Is an HRA the same as Cobra?

Generally, HRAs are group health plans subject to COBRA continuation coverage requirements. coverage is due to a qualifying event. of COBRA.

What does an HRA cover?

Use your HRA to cover hundreds of eligible health care expenses, including medical, dental, vision, prescription, over-the-counter items and other categories chosen by your employer.

What is a reimbursement arrangement?

Health Reimbursement Arrangements (HRAs) are employer-funded group health plans from which employees are reimbursed tax-free for qualified medical expenses up to a fixed dollar amount per year. Unused amounts may be rolled over to be used in subsequent years. The employer funds and owns the arrangement.

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