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A qualifying policy is a life insurance policy with a special tax status. When a qualifying policy comes to an end, or is treated as coming to an end, it is usually not subject to income tax or capital gains tax. There are certain specific conditions that a policy must fulfil if it is to be a qualifying policy.
What is a qualified health plan (QHP)? QHP means that the plan meets certain requirements under the Affordable Care Act. It also means the plan is certified by the Centers for Medicare and Medicaid Services (CMS).
Qualified Health Plan Certification. The Qualified Health Plan (QHP) Application is available to issuers applying for certification to participate in the Federally-facilitated Marketplaces (FFMs). Health plans, including dental, must meet a number of standards in order to be certified as QHPs.
With this card, you can pay for everyday expenses like approved groceries, OTC items, rent/utilities, and transportation.
A High Deductible Health Plan (HDHP) has low premiums but higher upfront out-of-pocket costs. Employers often pair an HDHP with a Health Savings Account (HSA) to help you cover some or all of your deductible.
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Your employer may offer Aetna life insurance plans. This is called group term insurance or group coverage. These plans provide coverage for you, your spouse or partner and your dependent children. If you die or have a serious injury, our life and accidental death and personal loss coverages pay cash to your loved ones.

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