Illinois Small Group Plan Guide: Fill out & sign online

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What is considered full-time in Illinois labor law?

Full-time employee means an individual who is employed for a basic wage for at least 35 hours each week or who renders any other standard of service generally accepted by industry custom or practice as full-time employment.

Does Illinois require employers to provide health insurance?

Illinois law does not require employers to provide health benefits for their employees or their families. However, if you are covered by an employers health benefits, the loss of coverage can be devastating.

Is it illegal not to have health insurance in Illinois?

Health insurance provides you and your family affordable access to high-quality health care. Accidents and illness can happen without warning, and medical treatments can be expensive. If you do not have health insurance, you will be subject to a penalty.

How many hours do you have to work to get benefits in Illinois?

ABAWD Definition of Working An individual who is employed or self-employed working an average of 20 hours per week (80 hours monthly) or earning at least the Federal minimum wage ($7.25) multiplied by 80 hours ($7.25 x 80) = $580 is meeting the Work Requirement by working the required number of hours.

Do you have to offer benefits to full time employees in Illinois?

Large employers (50+ full-time employees or full-time equivalents) generally must offer minimum essential coverage to their employees or pay a penalty. There is no requirement for small employers to offer coverage.