California Small Group Employer Application 2025

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Most benefits arent required by law in the state of California. This includes voluntary benefits like paid vacation time, paid holidays, life insurance, and severance pay.
Due to changes in state law, starting in 2016, the definition of small employer is expanded to include businesses with 50 to 100 full-time equivalent (FTE) employees. This means that Covered California for Small Business is available to small businesses with up to 100 FTE employees, whereas it had not been before.
Under the Shared Responsibility for Employers Regarding Health Coverage (PDF) final rule, applicable large employers (ALEs) - generally defined as employers with 50 or more full-time or full-time equivalent employees in the prior year - are required to offer to at least 95 percent of their full-time employees -
Heres how it breaks down: For employers with fewer than 50 full-time equivalent (FTE) employees: There is no legal requirement to offer health insurance. For employers with 50 or more FTEs: Youre required to offer health insurance to avoid ACA penalties.
Some common alternative workweek schedules used in California workplaces include: a 4-day workweek, at 10 hours per day (known as a 4/10 work week), 8 days of 9 hours, 1 day of 8 hours, and an extra day off in a 2-week period (known as a 9/80 schedule, because it spaces the 80 hours over only 9 days), and.
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All employers in California with at least one employee are required to be covered under workers compensation insurance. This gives employees who are injured on the job the benefit of having their medical care covered and receiving disability pay. Pregnancy Disability Leave.

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