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Starting in 2025, all individuals with Medicare Part D will have their out-of-pocket prescription drug costs capped at $2,000. On January 1, 2024, the law also expanded eligibility for full benefits under the Low-Income Subsidy program (LIS or Extra Help) under Medicare Part D.
HHS Selects the First Drugs for Medicare Drug Price Negotiation Eliquis. Jardiance. Xarelto. Januvia. Farxiga. Entresto. Enbrel. Imbruvica.
Under the 2022 prescription drug law, which AARP supported, drugmakers that raise their prices more than the rate of general inflation have to pay a penalty to Medicare for the amount of the price hike that exceeded inflation.
Seniors are already seeing lower prescription drug prices with insulin capped at $35, free vaccines, and out-of-pocket costs for prescription drugs capped at $2,000 starting in 2025.
In 2024, after paying the initial deductible, a person on Medicare will pay 25 percent of drug costs. They will have a cap of about $3,300 and will no longer pay five percent of drug costs in the catastrophic phase. In 2025, after paying the initial deductible, a person on Medicare will pay 25 percent of drug costs.
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AARP Preferred from UHC (PDP), AARP Medicare Rx Saver from UHC (PDP), and AARP Medicare Rx Basic from UHC (PDP) plans: Member may use any pharmacy in the network but may not receive preferred retail pharmacy pricing. Pharmacies in the Preferred Retail Pharmacy Network may not be available in all areas.
AARP Prescription Discounts provided by Optum Rx This program offers a free prescription discount card that can be used at over 66,000 pharmacies nationwide for savings on all FDA-approved medications.
AARP Prescription Discounts provided by Optum Rx The program is open to anyone, whether youre an AARP member or not but AARP members receive additional benefits, including deeper discounts on medications, home delivery, coverage for your dependents and more.

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