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What does Dave Ramsey say about prepaid funerals?

That being said, Ive got no problem with a business or industry making money. If they treat their customers well, no ones taken advantage of and a quality product or service is provided, its all good. But when it comes to funerals, I tell people to preplan. Dont prepay.

Is preplanning a funeral a good idea?

It gives you time to prepare financially. Knowing your exact funeral costs way in advance helps you plan for them so your family wont be impacted. Even if you dont pay for your funeral in advance, youll have time to save and earmark funds in a payable on death (POD) account or purchase burial insurance.

What are the pros and cons of a prepaid funeral?

Positive benefits include protection from inflation, locking in your preferences for your funeral, and eliminating the financial burden on your loved ones. Potential disadvantages may include paying more than expected due to interest fees and facing challenges with moving the policy to another facility.

Should you pre plan a funeral?

Many people have ideas about what they would like done surrounding their death. Whether you feel that a burial is important for religious reasons or youd prefer a lively celebration of your life over a somber affair, planning your funeral in advance will help ensure that the things you find most important will happen.

What are the benefits of preplanning?

Pre-planning Benefits: It relieves loved ones of the stress and burden of making the 100+ decisions during one of the most stressful times. It gives the funeral recipient and their loved ones a true peace of mind because the decisions were made together.

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