Trip Interruption and Vehicle Return Group Insurance Benefits 2025

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Vehicle rental and trip interruption coverage helps if you have an accident away from home. Get reimbursed up to $800 for a rental car if you have a claim. If you have an accident more than 100 miles from home, this coverage also applies to travel expenses like transportation, lodging, and meals.
If your trip is delayed due to an Accident, mechanical breakdown, car theft, unexpected Illness or Injury, natural disasters or severe weather, you can be reimbursed up to $1500 for covered out-of-pocket expenses, including meals and Accommodations; and/or Substitute Transportation to continue your trip.
If you cancel a trip for a covered reason, your policys Trip Cancellation coverage can offer up to 100% reimbursement for your prepaid, non-refundable travel expenses. However, its possible you may want additional protection in the event you need to cancel your trip for a reason thats not covered by your policy.
Trip Cancellation and Interruption benefits pay up to $2,000 per Insured Person for the non-refundable Common Carrier ticket(s) that You paid for with Your covered Account and/or rewards programs associated with Your covered Account.
This type of plan can reimburse you if your trip is cancelled or interrupted for a covered reason. Some examples of covered reasons could be: Sickness, injury, death, or quarantine of a member of your travel party.
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Refund of Insurance Cost After Trip is Cancelled Therefore, if you need to cancel your trip for a covered reason, you would receive a refund for your prepaid and non-refundable costs, but not what you paid for the travel insurance.
Trip interruption typically covers pre-paid, non-refundable travel expenses (like flights, hotels, tours, etc.) if you have to end your trip early due to a covered reason.

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