CIGNA Medicare Select Plus Rx (HMO) 2025

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With an HMO you can only see doctors in your HMOs network. You will have a primary care doctor and a medical group who refers and coordinates your care to specialists when needed. With a PPO you can choose to see out-of-network doctors. You are responsible for managing your care from out-of-network doctors.
Physicians allege misconduct The AMA Litigation Center and the state medical associations alleged that Cignas misconduct is riddled with conflicts of interest and manipulations that routinely shortchanged payments to MultiPlan Network physicians and interfered with the patient-physician relationship.
Medicare Advantage Plans (Part C) combine Part A and B for comprehensive coverage that includes dental, vision, and prescription coverage if you choose. There are additional no-cost programs and services like health coaching and help managing a chronic condition. These are benefits you dont get with Original Medicare.
What is an HMO Plan? A Health Maintenance Organization (HMO) health plan offers a local network of doctors and hospitals for you to choose from.
Cigna Preferred Medicare (HMO) has a network of doctors, hospitals, and other providers. If you use providers that are not in our network, the plan may not pay for these services. You must generally use network pharmacies to fill your prescriptions for covered Part D drugs.

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Final answer: The correct statement regarding the features of HMO plans is that these plans emphasize preventive care and do require referrals for specialists. Explanation: Learn more about HMO Plans here:
The correct statements regarding Cigna Medicare plans are: Offers a wide range of Medicare products and plans including HMO, HMO-POS, PPO, and stand-alone Part D: This is accurate as Cigna provides various types of Medicare Advantage plans, allowing members to choose based on their healthcare needs.

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