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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

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Does CCCS charge a fee?

What fees does CCCS charge? There is no charge for appointments related to spending plans, managing debt, improving credit, avoiding foreclosure, or home buying counseling. On the other hand, there are fees applied to Reverse Mortgage counseling and participation in the Debt Management Plan.

How do I contact the IRS about exempt organizations?

How to contact us. For answers to questions about charities and other non-profit organizations, call IRS Tax Exempt and Government Entities Customer Account Services at 877-829-5500 (toll-free number).

What is a risk when using a consumer credit counseling service?

Credit counseling may not necessarily impact your credit score. But some agencies may report that you are on a debt repayment plan. As such, existing and future creditors can see this information and may decline applications as they may consider you a risk.

How do I know if credit counseling is legitimate?

When youre choosing a credit counseling agency, check for the following: The counselors are accredited or certified by an outside organization. The agency offers a range of services, and is not trying to push a specific product, such as a Debt Management Plan..

What is a credit counseling service?

Consumer Credit Counseling Services (CCCS) are mostly non-profit organizations that offer free or low-cost counseling, education, and debt repayment services to individuals in danger of bankruptcy.

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