Metlife change of ownership form 2025

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We have separated part of our U.S. business from MetLife to become its own company, called Brighthouse Financial, Inc. As a separate company, Brighthouse Financial focuses on retail products for consumers. Learn more about Brighthouse Financial.
Each beneficiary needs to submit a claim kit in order to get paid. Well pay each beneficiary their proceeds separately as we receive the required claim documents from each of them. We dont require all beneficiaries to make a claim before making payment to each individual.
Can I take a withdrawal and what is the impact to my Whole Life policy? Generally speaking, you can withdraw the value of any accrued dividends or the cash value of any paid-up additional insurance purchased for your policy. This withdrawal will reduce the death benefit.
Distributions before age 59 may be subject to an additional 10 percent tax penalty, unless an exception applies.
Can I take a loan from my policy and what is the impact? Loans are allowed any time after issue, provided there is available loan value within the policy or attached riders. Loans will decrease the cash surrender value and death benefit of the policy, and loans will accrue interest.
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Notify the Insurance Provider: Reach out to your insurance provider through their designated communication channels (phone, email, or online contact form) and inform them of your intent to change your name in the policy. Provide them with your policy details and explain the reason for the name change.

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