Chauffeured Transportation Supplemental Application 2025

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Some people may employ chauffeurs full-time to drive them in their vehicles, while professional services offer on-request limousines or rental cars that include chauffeurs. This is similar to but much more luxurious than taking a taxicab.
Short answer: No, your personal auto insurance policy will not usually cover a moving truck. If youre renting any type of vehicle, its important to understand the rental agreement and any insurance coverage provided by the rental company, or any additional insurance coverage you may need to purchase separately.
Transportation coverage ensures that vehicles are sufficiently covered. This can apply to personal auto coverage, but is also used by businesses that are transporting products.
Insurance premiums for NEMT vehicles can differ based on several variables. On average, annual insurance costs per vehicle with a $1,000,000 liability limit are influenced by geographical location: In rural areas, the cost is approximately $3,500. For suburban locations, its around $4,500.
Personal car insurance doesnt cover delivery drivers when theyre working, even when using a personal vehicle. Depending on the situation, delivery drivers may need non-owner, rideshare, or commercial insurance.
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Your car insurance may be able to provide coverage if there are issues with the transporters insurance. However, not all insurance policies cover your vehicle while its in transit. Check with your insurer regarding coverage for auto transport.

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