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Notice of Rights Under COBRA The COBRA statute requires that continuation coverage be offered to covered employees and their covered dependents in order to continue their State-sponsored health/dental/vision benefit(s) in the event coverage is lost due to certain qualifying events.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss,
If you are a new hire to state government, you have received a COBRA Specific Rights Notice Letter provided to all newly hired employees for information purposes only to let you know your rights as an employee.
COBRA allows former employees, retirees, and their dependents to temporarily keep their health coverage. If you get COBRA, you must pay for the entire premium, including any portion that your employer may have paid in the past. This means your payment is often more expensive than what you paid as an employee.
If youre close to meeting your deductible on your current insurance plan and you have high health care costs, it may be worth it to temporarily stay on your COBRA plan, explains Donovan. The same holds true if youre far into your employer plans year and have already met your deductible.
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The plan cannot require you to pay a premium when you make the COBRA election. It must provide at least 45 days after you elect COBRA for you to make an initial premium payment. If you fail to make any payment before the end of the initial 45-day period, the plan can terminate your COBRA rights.
The Initial General COBRA Notice provides a summary of the covered individuals rights, options, and notification responsibilities under the COBRA law. This notice must contain the following information: Description of COBRA terms. Name of the employee, spouse/domestic partner, and *dependent children.
When Federal COBRA ends, eligible employees can buy 18 months additional health coverage under Cal-COBRA. All qualified beneficiaries are generally eligible for continuation coverage for 36 months after the date the qualified beneficiarys benefits would otherwise have terminated.

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