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Typically, months in forbearance and deferment do not count towards PSLF. However, months during the COVID-19 payment pause (March 2020-September 2023), months that qualify under the IDR Adjustment, and months where loans are being placed on administrative forbearance after the repayment restart will count toward PSLF.
What payments count for public service loan forgiveness?
Under the one-time IDR account adjustment, any payments made toward your federal loans while working a qualifying PSLF job during or after October 2007, regardless of the payment plan youve been on, will count toward PSLF. That includes months spent in the pandemic payment pause from March 2020 through September 2023.
What type of loans qualify for public service forgiveness?
Which types of federal student loans qualify for Public Service Loan Forgiveness (PSLF)? A qualifying loan for PSLF is any non-defaulted loan received under the William D. Ford Federal Direct Loan (Direct Loan) Program.
What is considered a public service job for student loan forgiveness?
Employment with a U.S. government entity at any level (federal, state, local, or tribal), or an organization that is tax exempt under section 501(c)(3) of the Internal Revenue Code is a qualifying employer for PSLF regardless of the specific services that are provided.
What careers are considered public service?
If youre interested in a career in public service, consider these jobs that can allow you to contribute to your community: Teacher. Crossing guard. Developmental disabilities specialist. Substance abuse counselor. Firefighter. Guidance counselor. Executive assistant. Social worker.
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Office of Geotechnical Services - Caltrans - State of California
What is considered public service for student loans?
TEPSLF forgives the remaining balance on your Direct Loans, but is available if you do not qualify for PSLF only because some or all of your payments were made under a repayment plan that did not qualify for PSLF and you meet other requirements.
Related links
2017 Publication 3
Feb 20, 2018 The Public Health Service also can receive many Student loan repayment from programs such as the Department of Defense Educational Loan.
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