Comptroller nyc water damage 2025

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Yes, you can sue her. When someone neglignently, or unreasonably carelessly, damages your property or harms you personally, she is liable for your costs, losses, damage, and injury.
If you dont want to make a claim, then you should make your claim directly against the people upstairs. They are the ones responsible. You can ask the insurance company to cooperate. And if they dont cooperate, then you can sue them.
Yes, if the neighbor was somehow negligent in maintaining their property and caused damage to yours, you can get estimates from licensed and insured contractors and then sue the neighbor in small claims court for any damages up to $5000.
For instance, what if a pipe bursts in the upstairs unit and it leaks down into your own? Condo insurance may help cover the damage if water damage stems from an adjoining unit. Your condo insurance company might reimburse you for repairs and recoup payment from the neighbors insurer if you file a claim.
The law requires that property owners file a notice of claim with the Comptrollers Office before they file a lawsuit in court. The law also allows the Comptrollers Office to investigate and evaluate these claims, and to offer an early settlement of these potential lawsuits when the City is liable for the damages.
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Take clear photos and videos to capture the extent of the damage. This evidence will support your claim and help in assessing the repair costs. Additionally, identifying and stopping the source of the water damage, such as shutting off a burst pipe, can prevent further harm to your property.
As a general rule, a neighbor is not liable for harm caused by the natural conditions of the land. If the land lies in such a way that a particular amount of water is dumped onto your backyard every year from the rain running off your next-door neighbors property, its not legally your neighbors fault.
Water damage to your property is usually covered as a standard feature in your buildings insurance policy. Often referred to as escape of water by insurers, it can be caused by several issues, from burst pipes due to freezing temperatures, to a leaking dishwasher or an overflowing blocked toilet.

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