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What is Access to Capital. Access to capital is how hard or easy it is for someone to get money or resources for their business. Most people need to access capital when starting or growing a business.
Capital is the lifeblood of any businesses, but especially small businesses. Without adequate financing, through microloans, commercial lending, or investment capital, most entrepreneurs cannot start new businesses or grow their existing companies.
There are a number of ways to get your business access to capital, including loans, grants, and investment. One way to get your business access to capital is through loans. You can apply for loans from banks, credit unions, and other financial institutions.
ACCESS TO CAPITAL IS THE LIFEBLOOD OF THESE FIRMS AND OF THE OVERALL ECONOMY. HOW FIRMS ACQUIRE CAPITAL AND THE DECISION MAKING SURROUNDING THEIR CAPITAL STRUCTURE AND EXPANSION PLANS ARE IMPORTANT IN DETERMINING THE OUTLOOK FOR SMALL BUSINESSES AND MIDDLE-MARKET FIRMS.
You can apply for loans from banks, credit unions, and other financial institutions. There are a number of government-backed loan programs that can help you get the funding you need, such as the small business Administrations (SBA) 7(a) loan program. Another way to get your business access to capital is through grants.

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Companies in terms of Access to Capital Listed companies have their securities listed on stock exchanges. This means people can freely buy their securities. Hence, only public companies can be listed, and not private companies. Unlisted companies, on the other hand, do not list their securities on stock exchanges.

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