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Typically, youll receive a decision on your First PREMIER Bank credit card application within minutes. And many applicants are approved much sooner than that. If you havent heard back within a reasonable time frame, you can always call customer service to ask about the delay.
The First PREMIER Bank credit score requirement is 500 for all cards, which means that people with bad credit or better have high approval odds. If your credit score is below the threshold needed for a credit card from First PREMIER Bank, its best to wait to apply until you meet the credit score requirement.
Typically, youll be able to use the funds one to two (1-2) business days after you make your payment. For example, if a payment is made before the cutoff time on Thursday, the funds will be available on Friday.
Chip Lupo, Credit Card Writer That means people with credit scores below 640 have a shot at getting approved for the First PREMIER Bank Mastercard Credit Card.
The credit score that you need for the Citi Premier Card is 700, at a minimum. This means applicants need at least good credit for a decent shot at approval. If youd like to know where you stand, you can check your credit score for free, right here on WalletHub.

People also ask

You dont need good credit to apply. We help people with bad credit, every day. Just complete the short application and receive a response in 60 seconds. You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
$200 - $5,000 Once open, you will have the opportunity to build your credit limit up to $5,000 by adding funds to your Security Deposit.
Apply online for a credit card (approximately 5 minutes) Await response to see if your application has been approved or rejected (could be as quick as one minute or as long as two weeks) If youve been approved, wait for your credit card to arrive in the post (usually takes 5-10 business days)
Your credit limit starts at $200, and you will have the opportunity after the account is opened to build your credit limit up to $5,000 by adding funds to your security deposit. Your refundable2 security deposit then acts as your credit limit, putting you in control.
As long as you meet the credit score requirement and a few other requirements, its not hard to get a First PREMIER Bank credit card. As with all credit cards, youll need to have a steady income and be at least 18 years old. Youll also need to have an SSN.

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