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The Federal Direct PLUS Loan for Graduate and Professional Students is a non-need based federal loan

The Federal Direct PLUS Loan for Graduate and Professional Students is a non-need based federal loan 2025

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The document outlines the Federal Direct Graduate PLUS Loan program for the academic year 2011-2012, administered by the University of Rhode Island. It provides information on eligibility criteria, borrowing limits, interest rates, repayment terms, and application procedures for graduate and professional students seeking financial assistance for their education.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Do parents who make $120000 still qualify for FAFSA?

Yes, you can still apply for FAFSA (Free Application for Federal Student Aid) even if your parents have a high income. However, the amount of financial aid you receive may be limited because FAFSA primarily considers your familys financial situation when determining your eligibility for need-based aid.

Are federal student loans needs based?

If you need additional funds to pay for school and can demonstrate financial need, you may qualify for different types of need-based federal aid, like work-study and Direct Subsidized Loans. To check your eligibility, you must complete the Free Application for Federal Student Aid (FAFSA).

What is a federal direct plus student loan?

GLOSSARY. Direct PLUS Loans are federal loans that graduate or professional students and parents of dependent undergraduate students use to help pay for education expenses. Like Direct Subsidized and Unsubsidized Loans, these loans have a fixed interest rate.

Is FAFSA need-based or merit-based?

Federal student aid is need-based. That means it doesnt discriminate by any factor apart from financial need.

Which type of federal loan is given based on a students financial need and does not accrue interest during the time the student is in school?

Subsidized Loans are loans for undergraduate students with financial need, as determined by your cost of attendance minus expected family contribution and other financial aid (such as grants or scholarships). Subsidized Loans do not accrue interest while you are in school at least half-time or during deferment periods.

What is the difference between a federal direct grad plus and a federal direct unsub loan?

Direct Subsidized/Unsubsidized Loans have a lower fixed interest rate (6.8%) than Direct PLUS Loans (7.9%), and no interest is charged on Direct Subsidized Loans while you are in school at least half-time or during grace and deferment periods. Interest is charged on Direct PLUS Loans during all periods.

How do I know if I need need-based financial aid?

The financial aid office at each college or university uses your childs SAI to determine your childs eligibility for need-based financial aid. They subtract SAI from the total cost of attendance to determine your financial need.

What is a need-based loan from the federal government?

Need-based financial aid is composed of grants, work-study, and federal loans, and is offered to students based on their financial need, as well as the colleges financial aid budget and enrollment goals. Its funded by the federal government, state governments, and colleges and universities.

The Federal Direct PLUS Loan for Graduate and Professional Students is a non-need based federal loan 2025

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