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A Platinum Visa card often comes with premium benefits, including higher credit limits, travel insurance, concierge services, and exclusive access to airport lounges. These perks enhance your overall cardholder experience, making it ideal for frequent travellers and those seeking additional privileges.
Visa Platinum Requirements Applicants with a credit score of at least 760 or higher are more likely to get the lowest rate (subject to change). The minimum credit line is $1,000, and you can ask an SCCU Team Member for an increase. Youre also welcome to request more product information by filling out this form here.
Benefits: The key benefits of the VISA Platinum Debit Card are as follows: ATM / POS (Point-of-Sale) limit ranging from INR 1, 00,000-INR 2, 00,000. Just 2% cross-currency markup charges. Complimentary Lost Card Liability Cover of INR 3, 00,000. Free Personal Accident Insurance Cover of INR 2, 00,000.
Every credit card backed by Visa is assigned a specific tier, such as Classic, Signature, Platinum or Infinite, and each tier provides a range of extra benefits and coverage levels. For instance, the Visa Infinite card offers the greatest level of perks, including travel insurance and access to Priority Pass lounges.
Lower rates: Visa Platinum offers an as low as rate that is 1% lower than Visa Signature (based on creditworthiness). This means that if you happen to carry a balance, youll potentially accrue less interest and save more money.

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Visa Signature cards generally offer premium benefits such as concierge services, travel perks, and exclusive offers. On the other hand, Visa Platinum cards provide excellent features with a focus on higher credit limits and additional rewards.
Your Visa Platinum Credit card includes access to: Complimentary insurance plans - overseas travel, interstate flight, extended warranty, purchase security and transport accident insurance are all covered on purchases made using your Visa Platinum Credit card.
The U.S. Bank Visa Platinum Card is designed for applicants with good to excellent credit, meaning a credit score of at least 670.

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