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Proof of Insurance - NIUHuskies

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The document outlines the insurance requirements and policies for student athletes at Northern Illinois University (NIU) for the 2008-2009 academic year. It explains that the athletic accident policy is secondary to any other insurance coverage, emphasizes the importance of maintaining health insurance while participating in intercollegiate sports, and provides details about the NIU Student Health Insurance Plan, which is mandatory for students without other coverage. Additionally, it includes consent for sharing medical information and instructions for submitting proof of insurance.

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How do I get proof of insurance coverage?

Proof of insurance comes in several forms. Its important for every driver to have proof to show if pulled over, in an accident or registering a car. The most common form of proof is a card mailed to you by your insurance company or printed out. It will include your policy number and details about you and your vehicle.

Does Illinois allow electronic proof of insurance?

Under Illinois law, when requested by a police officer, a driver must produce proof of insurance. In 2013 it became legal for the proof to be a display of an electronic image on a cellular phone or other type of portable electronic device.

Do you need insurance in all 50 states?

Virginia and New Hampshire are the only two states that havent made auto insurance mandatory. However, both states have financial responsibility lawsyou need to prove you have enough assets to pay for damages if you get into an accident to legally forego insurance.

What states dont require you to have car insurance?

New Hampshire is the only state that doesnt mandate car insurance. However, drivers who choose not to buy car insurance must prove they have sufficient funds to meet the states financial responsibility requirements (PDF) in the event they cause an accident.

How to enroll at NIU?

Students new to NIU must attend orientation and meet with an advisor before they can register. Visiting students can register during open enrollment, which begins after the last assigned enrollment date. Remember that you may register on or after your scheduled enrollment date.

In what states do you need proof of insurance?

Is Auto Insurance Required in All States? Almost every state in the U.S. requires drivers to have some form of car insurance. The only state that doesnt require car insurance is New Hampshire. Instead, drivers must prove they have enough funds to cover any costs if they cause an accident.

Which two states can you drive without auto insurance?

As of October 2022, 49/50 states and Washington D.C. allow for digital proof of auto insurance rather than a printed paper ID card. The only state not currently included is New Mexico which means in Oklahoma it is perfectly acceptable, and legal, to use an electronic copy on your phone. Have a question?

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