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The Plan has been designated as an alternative retirement system for part time

The Plan has been designated as an alternative retirement system for part time 2025

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4.9 out of 5

39 votes

The document is a Participant Enrollment form for the Massachusetts Deferred Compensation SMART Plan, specifically for part-time employees under the OBRA Mandatory Plan. It includes sections for personal information, payroll details, investment options, beneficiary designations, and participant consent. The form emphasizes the importance of completing the SSA-1945 Social Security form and outlines withdrawal restrictions, compliance with plan documents, and the necessity of monitoring contribution limits.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is an alternate retirement plan?

Some states and local governments offer employees a FICA Social Security Alternative Retirement Plan instead of Social Security. These plans help employees save for retirement without paying into Social Security. Key features include: No Social Security taxes (FICA) are taken from your paycheck.

Can I opt out of TRS in Texas?

The APPLE Plan is a type of retirement plan for your seasonal, part- time, and temporary employees that replaces Social Security. Employers avoid the matching 6.2% Social Security contribution, replacing it with an impactful benefit for employees.

What is the Apple alternative retirement plan?

Part-time retirement means remaining in the workforce in a limited capacity, usually for extra income or to follow your passions through work. Instead of continuing in the full-time grind, part-time retirement provides balance and possibilities for retirees wanting to stay busy.

How do I opt out of TRS in Texas?

As a TRS member, if you permanently terminate employment with your TRS-covered employer(s) and have neither applied for nor received a promise of employment with a TRS-covered employer, you may terminate membership in TRS and withdraw all of the accumulated contributions (plus interest) in your member account.

Can you withdraw from teacher retirement system of Texas?

TRS is a defined benefit retirement plan governed by Internal Revenue Code Section 401(a). All eligible employees of The University of Texas System are automatically enrolled in TRS on their first day of employment.

Is TRS mandatory in Texas?

You may end your membership in TRS and withdraw the accumulated contributions in your member account if you: terminate all employment with all TRS-covered employers, and have not applied for or received a promise of employment with a TRS-covered employer, or elect to participate in ORP.

The Plan has been designated as an alternative retirement system for part time 2025

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