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Fee-for-service insurance would be useful in a situation where the person using the insurance wants the freedom to choose their own healthcare providers and the type of treatment they receive.
Also identified as indemnity plans, the FFS coverage is most pricey; however, a fee-for-service health plan provides complete independence and flexibility to those who can afford it.
In the United States, health insurance helps pay for medical expenses through privately purchased insurance, social insurance, or a social welfare program funded by the government.
An episode payment is a single price for all of the services needed by a patient for an en- tire episode of care (e.g., all of the inpatient and outpatient care they need after having a heart attack).