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HUD sponsors housing counseling agencies throughout the country to provide free or low cost advice. Search online for a housing counseling agency near you, or call HUDs interactive voice system at: (800) 569-4287.
Evidence of financial and credit analysis, if applicable. Activity Log: A narrative that contains the purpose and results of each visit, clearly identifying client need or problem, type of housing counseling provided, other activities performed on behalf of the client, and results of housing counseling.