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AR-APV-08-12-RU - insurance arkansas

AR-APV-08-12-RU - insurance arkansas 2025

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The document outlines a filing by Pharmacists Mutual Insurance Company for their Personal Automobile insurance product in Arkansas, identified by SERFF Tracking Number PHAR-128330499. The filing includes updates to loss costs, physical damage rating factors, and liability increased limits factors, with an effective date requested for August 1, 2012. It details the company's compliance with ISO guidelines and includes information on rate changes, discounts offered, and the status of the filing process.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Is mortgage insurance required in Arkansas?

Its not required by the state of Arkansas or by Missouri, but your mortgage lender will require it for the loan.

How long does an insurance company have to investigate a claim in Arkansas?

45 Calendar Days Your insurer must complete investigation of a claim within forty-five (45) calendar days after notification of claim, unless such investigation cannot reasonably be completed within such time.

What happens if you drive without insurance in Arkansas?

How Arkansas New Car Insurance Grace Period Works When Youre Replacing your old car with a new car. Most insurance companies offer a 7 to 30 day grace period if you replace a covered vehicle on your policy. The same type and amount of coverage that applies to the car youre replacing will apply to the new one.

How much is a no insurance ticket in Arkansas?

There is no maximum fine for driving without insurance. If your case goes to court, you could get: An unlimited fine.

What is the average car insurance payment in Arkansas?

The average auto insurance price in Arkansas is $1,458 per year more than the US average by 2.1%. Your car insurance prices are affected by more than just geography. Auto insurance premiums price based on myriad factors, including your marital status, driving history, credit rating, gender, and age.