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Financial Services: Credit unions offer a wide range of financial services at competitive rates. Competitive Rates: Members are encouraged to develop the habit of thrift; save and take advantage of loans and other services; a fair rate of interest is paid on their savings and deposits.
Proof of Identity and address Provide a valid identification card (e.g.: Drivers License, Electoral ID, Passport, TRN Card/ Tax ID Number) Show proof of address (e.g.: Utility Bill or Bank Statement in the applicants name, Letter from JP/Pastor/Employer) 2-3 References (varies per credit union)
Banks and credit unions typically accept alternative forms of ID for non-U.S. residents. For instance, if you dont have a Social Security number, you may be able to obtain an ITIN that can be used to open an account.
Overseas Applicants (Non-Residents): 2 Current Valid Identifications duly docHubd. (For Non-Jamaicans, at least one (1) ID must be a passport or permanent resident card) 2 Completed Character Reference Form (Non-Jamaicans need at least 1 referral from a reputable financial institution)
Proof of Address (any one of the following): Current utility bill or Postmarked envelope (not more than 3 months old) with the applicants name and permanent address, Current credit card statement (no more than 3 months old), Government property tax receipt (not more than 1 year old) duly stamped by the Collectorate.

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How to Join a Credit Union Step 1: Research Your Options. Step 2: Find Information on Membership Requirements. Step 3: Apply for Membership. Step 4: Make a Deposit. Step 5: Read Your Account Disclosures and Agreement.
Bay Federal Credit Union. With 7 local branches to serve you. Capitola, CA 95010. 831-479-6000. Chase Bank. 730 Ocean Street 2nd Floor. Santa Cruz, CA 95060. Santa Cruz Community Credit Union. Santa Cruz County Bank. 75 River Street. Santa Cruz, CA 95060. 1st Capital Bank. 3110 Mission Drive. Santa Cruz, CA 95065.

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