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The SBC is a snapshot of a health plans costs, benefits, covered health care services, and other features that are important to consumers. SBCs also explain health plans unique features like cost sharing rules and include docHub limits and exceptions to coverage in easy-to- understand terms.
Youll get the Summary of Benefits and Coverage (SBC) when you shop for coverage on your own or through your job, renew or change coverage, or request an SBC from the health insurance company.
Medicaid in Colorado is known as Health First Colorado. The name and logo represent Colorados member-focused approach to public health care coverage. Member eligibility, benefits, and choice of providers remain the same.
The Colorado Option is a program where the health insurance companies all offer the same health insurance plan or, in other words, the benefits in the plan are the same from all companies. This makes it much easier to compare the plans from the different companies.
Employers arent required to offer health insurance in Colorado if they have fewer than 50 employees. But federal law requires employers with 50 or more full-time equivalent employees (FTEs) to provide insurance with minimum essential coverage (MEC) that satisfies the Affordable Care Acts (ACA) employer mandate.

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Colorado Access helps Health First Colorado (Colorados Medicaid Program) members in Denver County. We also help members outside Denver County if they get primary care from one of our providers.
Group health insurance plans offer medical coverage to members of an organization or employees of a company. They may also provide supplemental health planssuch as dental, vision, and pharmacyseparately or as a bundle. Risk is spread across the insured population, which allows the insurer to charge low premiums.

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