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IRS Form 1099-SA reflects all distributions from your HSA for the previous tax year. You will only receive this tax form if youve taken distributions for the specific tax year. Forms are mailed out and made available to you through your online account at the end of January.
The 1099-SA is used to report any distribution (withdrawal) of funds from your HSA during the prior year. You must report distributions from your HSA on IRS Form 8889.
You may view and download copies of your 2023 tax forms at accounts.fidelity.com. After logging in to the site, Under Account Type, click on the account and then click on Tax Forms tab. Select the tax year that you would like to view from the drop down and then click View PDF.
You will receive the IRS Form 1099-SA and IRS Form 5498-SA either by mail or electronically (based upon your elected delivery preference). These IRS tax forms are also available in the Member Website. IRS Form 1099-SA is provided for each HSA distribution you made in the current tax year.
Yes, you probably need to file an amended return. If you didnt include your 1099-SA on your return, then you wouldnt have reported the amount of distributions from your HSA that were for qualified medical expenses. The information reported to you on your 1099-SA is also reported to the IRS.

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To retrieve your 1099-SA and 5498-SA, complete the following steps: Log in to your online account. Navigate to the Message Center tab and then click View Statements. Click on the link for the HSA tax statement you want to view.
IRS Requirements If you have an HSA, you need to include information from two IRS forms Form 1099-SA and Form 8889 on your 1040 tax form. Form 1099-SA reports the total distributions (withdrawals) made from your HSA account during the taxable year. Form 8889 reports all contributions made to your account.

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