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What is the minimum balance for McCoy Federal Credit Union?

A minimum balance of $5 is required at all times in the primary savings (share) account. This $5 cannot be used for overdraft protection, automatic loan payments or ATM withdrawals.

Does McCoy Federal use Zelle?

Keeping your money and information safe is a top priority for McCoy Federal Credit Union. When you use Zelle within our mobile app or online banking, your information is protected with the same technology we use to keep your McCoy Federal Credit Union account safe.

Who can join McCoy Federal Credit Union?

Membership is available in McCoy Federal to those who live, work, worship or attend school in all of Orange County and to their immediate family members. The philosophy of all credit unions is People Helping People, and nowhere is this put into practice better than at McCoy Federal Credit Union.

How long does it take for McCoy federal deposit to go through?

Our policy is to make funds from your cash and check deposits available to you on the first business day after the day we received your deposit. Electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day.

Can anyone join a local credit union?

Anyone can join a credit union, as long as you are within the credit unions field of membership. This is the common bond between members. The common bond could be your: Employer - Many employers sponsor their own credit unions.