472 local annuity fund 2025

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The document is a benefit application for participants of the Heavy and General Laborers’ Local 472 and Local 172 Annuity Fund, detailing the eligibility criteria for withdrawals, application sections for single and married participants, options for receiving benefits, tax information, and consequences of deferring payment. It emphasizes the importance of accurate information and provides instructions for completing the application.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can I withdraw from retirement annuity fund?

Subject to two extremely limited exceptions, you can only withdraw your money after a minimum retirement age of 55. Weigh up your options and decide the best path for you by setting up a time to speak with an Old Mutual Financial Adviser.

What is the retirement age for postal workers?

Age 62 with 5 years of creditable civilian service. Age 60 with 20 years of creditable service including 5 years of creditable civilian service. The minimum retirement age (MRA) with 30 years of creditable service including 5 years of creditable civilian service.

What age can you retire from local government?

You can take your LGPS pension at any time from age 55 to 75, as long as you have met the two-year vesting period. You must take your pension by age 75.

What is the retirement age for local 472?

Normal Retirement Age is the later of the date you reach age 65 or the fifth anniversary of your participation in the Plan.

What is the retirement age for the local 472?

You will become vested when you reach Normal Retirement Age (generally age 65) regardless of the number of years of Vesting Service.

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How does the ibew annuity work?

This Annuity provides for monthly annuity payments commencing on the Participants Annuity Starting Date and is payable over the lifetime of the Participant. Monthly payments end with the payment due on or before the day the Participant dies but not before the guaranteed period of monthly payments have been made.

Can I withdraw my annuity fund?

Many annuity products allow free withdrawals each year, giving annuity owners the ability to withdraw up to 10% of their account value without paying a surrender charge. Withdrawing more than the contract allows will probably result in a surrender charge on the excess amount.

472 local annuity fund 2025

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Can I withdraw from retirement annuity fund?

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What is the retirement age for local 472?

What is the retirement age for the local 472?

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