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FICO, used by 90% of top lenders and VantageScore, used by Credit Karma, are two of the top credit score models. If you currently have a lending product with Redstone, your FICO score is available for FREE within online banking.
Hard Credit Checks A bank or credit union may make a soft inquiry on your credit when you open a new checking account to check for a history of fraud. These soft checks do not affect your credit score. However, in some cases, a bank may perform a hard credit check, which does affect your credit score.
Drivers License State Issued Non-Drivers ID Passport Permanent Resident Card An initial deposit is required to open the account(s). The minimum deposit to open a savings account is $5.00. For minimum deposit amounts on Redstone checking accounts, please refer to the Checking Comparison Chart.
A minimum balance of $2,000 is required to open the Money Market Share and a minimum daily balance of $2,000 is required to earn dividends. No dividends will be earned for the length of time your daily balance falls below $2,000.
Upgrade. : Best bad credit loan. Navy Federal Credit Union. : Best for military families. Upstart. : Best for students with no credit. PenFed Credit Union. : Best for applying with a co-borrower. Prosper. : Best for peer-to-peer loans. OneMain Financial. : Best for secured loans. LendingClub. : Best for debt consolidation.
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A FICO Score is the most common credit score used by lenders to make decisions about your credit worthiness when applying for a loan. Most scores range from 300 to 850. The higher your score, the better.

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