NAME (First Named Insured and Other Named Insureds) 2025

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In insurance, a named insured refers to a person or firm whose name appears at the top or first page of an insurance contract and who receives all the protections of the insurance policy. Theyre also called a policyholder or primary insured.
The Named Insured is the person (or people) or business (or businesses) actually named in the policy. There can be more than one named insured, and you can usually find these on the first page. In most cases, the business will be the only named insured, but the owners or subsidiaries can also be Named Insureds.
What is the First Named Insured? The term First Named Insured may refer to an individual or entity that is explicitly identified as the primary policyholder on an insurance policy document.
While there can be multiple named insureds on an insurance policy, only the first one will be considered the primary policyholder. A secondary named insured will have the same coverage under the policy as the named insured.
Generally, insurance on property that has been put in trust or has been transferred to an LLC can be handled in one of two ways: The LLC or trust can either be the named insured on the policy or it can be the additional insured or additional interest on the policy of the person(s) who placed the property in trust
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Multiple people can be a named insured for a policy; however, the first named insured, or the entity listed first on a policy, will be granted certain rights not granted to others on the policy.
Name of the insured: If you are the policyholder your name will appear here. If one of your family members is the main policyholder it will have their name above yours. Member ID Number: identifies you, the insured. Group number: Identifies your employer plan.

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