MWCIA Classification Survey Request Form - mwcia 2025

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Getting caught without having workers compensation coverage in Minnesota can lead to some hefty penalties, including a $1,000 fine per employee for every week in which there is a lapse of coverage.
The minimum weekly compensation payable is $130 per week or the injured employees actual weekly wage, whichever is less.
Under Minnesota law, your employer must provide workers compensation insurance after a work-related accident, injury, or illness. If you file an insurance claim, you may be entitled to a range of benefits, including payment for lost wages, compensation for medical or hospital bills, or vocational support.
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The Minnesota Contractors Premium Adjustment Program (MCPAP) provides for a premium credit for up to one year for a policy that contains one or more contracting classifications. Employers who paid the qualifying average hourly wage in at least one contracting classification during the calendar year are eligible.
The PTD benefit amount is two-thirds of the gross weekly wage you were earning at the time you were injured and is tax-free. The amount of these benefits is determined by the law in effect on the date of injury. Specific minimum and maximum amounts apply.
In Minnesota, the workers compensation waiting period starts on the first day of any lost time and is three calendar-days long. Wage-loss benefits for an injured worker are not paid for the waiting period unless the disability continues for 10 calendar-days or longer.

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