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Parent PLUS Borrower Deferment Request, Interactive Version - tgslc

Parent PLUS Borrower Deferment Request, Interactive Version - tgslc 2025

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The document is a PARENT PLUS BORROWER DEFERMENT REQUEST form for parent borrowers of Direct PLUS Loans and Federal PLUS Loans. It outlines eligibility criteria for deferment based on the enrollment status of the student for whom the loan was taken, detailing conditions under which repayment can be postponed. The form includes sections for borrower identification, deferment requests, borrower understandings, certifications, and an authorized official's certification. It also provides instructions for completing the form and important notices regarding privacy and paperwork reduction.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can you defer parent PLUS loan until graduation?

In addition, parent PLUS loans arent eligible for some other types of federal student loan forgiveness programs. To get around this, some borrowers go through two or more federal consolidations to hide the origin of the loans, then request an IDR plan. This process is often called the double consolidation loophole.

What is the loophole in parent PLUS loans?

But during the Direct PLUS Loan Application process, youll go through a credit check to confirm one specific requirement: not having an adverse credit history. a recent bankruptcy discharge, tax lien, wage garnishment, or foreclosure.

Can parent PLUS loans be deferred until student graduates?

When to Make Loan Payments. If you request a deferment, you will not need to make payments while your child is enrolled at least half-time and for an additional six months after your child graduates, leaves school, or drops below half-time enrollment.

What is parent plus borrower deferment request?

A deferment is a period during which you are entitled to postpone repayment of your loans. Interest is not generally charged to you during a deferment on your subsidized loans.

Does deferment or forbearance hurt your credit?

Deferring payments will not affect your credit score. To put it simple, you wont need to pay the minimum amount to your loan for a specific amount of time but all interest accrued will be added to it once the defferal period is over.