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Is it better to collect Social Security at 62 or 67?
Key takeaways. If you claim Social Security at age 62, rather than wait until your full retirement age (FRA), you can expect a 30% reduction in monthly benefits. For every year you delay claiming Social Security past your FRA up to age 70, you get an 8% increase in your benefit.
How much Social Security do you get when you retire?
The maximum benefit depends on the age you retire. For example, if you retire at full retirement age in 2024, your maximum benefit would be $3,822. However, if you retire at age 62 in 2024, your maximum benefit would be $2,710. If you retire at age 70 in 2024, your maximum benefit would be $4,873.
What is the current full retirement age for Social Security?
The current full retirement age is 67 years old for people attaining age 62 in 2024. (The age for Medicare eligibility remains at 65.) See Benefits By Year Of Birth for more information.
Is full retirement age 67 or 70?
Full Retirement and Age 62 Benefit By Year Of Birth Year of Birth 1.Full (normal) Retirement AgeAt Age 62 3.The retirement benefit is reduced by 4.195866 and 8 months28.33%195966 and 10 months29.17%1960 and later6730.00%5 more rows
At what age do you get 100% of your Social Security?
The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 until it docHubes 67. For anyone born 1960 or later, full retirement benefits are payable at age 67. The chart on the next page lists the full retirement age by year of birth.
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People also ask
Can you collect Social Security at 66 and still work full time?
You can get Social Security retirement benefits and work at the same time. However, if you are younger than full retirement age and make more than the yearly earnings limit, we will reduce your benefits. Starting with the month you docHub full retirement age, we will not reduce your benefits no matter how much you earn.
Related links
Early or Late Retirement
A worker can choose to retire as early as age 62, but doing so may result in a reduction of as much as 30 percent. Starting to receive benefits after normal
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