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Election of Deferred Compensation Plan for KPERS Retirees For state legislators

Election of Deferred Compensation Plan for KPERS Retirees For state legislators 2025

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The document is a form for Kansas Public Employees Retirement System (KPERS) retirees who are now elected officials to elect participation in the Kansas Public Employees Deferred Compensation Plan. It outlines the process for making this election, including the contribution amount and implications of not filing the election.

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How much does KPERS 457 cost?

KPERS 457 makes them clear, fair and as low as possible. The annual service/oversight rate is divided by 12 and deducted monthly based on a participants account balance. That means for every $1,000 invested, the administrative cost is $1.88 a year.

Is KPERS a defined benefit plan?

KPERS is a fiduciary providing retirement, disability and survivor benefits to our members and their beneficiaries. KPERS administers three statewide, defined benefit plans for public employees. KPERS partners with more than 1,500 state and local government employers.

What is the lump sum for KPERS?

With all benefit options, KPERS pays a $4,000 lump-sum death benefit. You can choose a person, your estate, a trust or a funeral establishment to receive the death benefit.

Are KPERS retirement benefits taxable in Kansas?

In general, a KPERS benefit is taxable for federal income tax and not for Kansas state tax.

What is the difference between KPERS and KPERS 457?

A deferred compensation plan is a voluntary retirement savings plan, like KPERS 457, for public employees. It can provide another source of retirement income, in addition to KPERS and Social Security, for a more sound retirement. KPERS is a savings companion to KPERS 457.

How does KPERS work in Kansas?

The KPERS Trust Fund is made up of contributions and investment income. You put 6% of every paycheck into the Retirement System. And your employer contributes, too. Then we invest the money to pay you a lifetime monthly benefit in retirement.

What are the rules for KPERS retirement?

Retiring Early You can receive reduced benefits beginning at age 50 with 20 years of service. The earlier you retire, the more your benefit is reduced. Benefits are reduced by 0.4% for each month you are under age 55 retirement.

How many hours do you need to qualify for KPERS?

Under Kansas law, you are eligible for KPERS membership if you are employed as a non-seasonal, non-temporary employee of two or more participating school employers, and the combined positions require at least 630 hours per year (or 3.5 hours per day for at least 180 days).

Election of Deferred Compensation Plan for KPERS Retirees For state legislators 2025

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