MANUAL OF CHARGES AND FORMS FOR TITLE - Stewart Title 2025

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Stewart Title Company is a wholly owned subsidiary of Stewart Information Services Corp. (NYSE-STC), a customer-focused, global title insurance and real estate services company offering products and services through our direct operations, network of approved agencies and other companies within the Stewart family.
A vehicles certificate of title will contain the owners name and address, as well as the vehicle identification number (VIN). A lender will often hold the title until the obligation has been satisfied, at which point the lien is released and the certificate of title will be sent to the owner.
The buyer often pays the recording fees for the new mortgage and deed to be entered into a legal record. 1 The amount depends on the type and complexity of the real estate transaction. The recording fee for a deed may cost $12 in one county while another county charges buyers $15.
Endorsements: $25 each for standard endorsements (mechanics lien; planned unit development, etc.)
Deeds are filed at local courthouses or assessor offices. The title is the execution of legal ownership granted to a property owner by a deed. Titles cover claims to several property-related rights that include the right to own and use the property.

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For any general questions or concerns, please contact the Claims Department by phone at (416) 307-3300 or (888) 667-5151 or by email at claims.canada@stewart.com.
While it is typically the responsibility of the buyer to obtain evidence of title and title insurance, the seller may also choose to provide these services. In some cases, the seller may agree to pay for the title search or provide a warranty of title, which guarantees that the title is clear and free of defects.
A title company or attorney typically takes care of the title search. In some cases, a lender or home buyer may conduct the title search.

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