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To qualify for the program, an applicant must be eligible for Medicaid and be living in a nursing home or long-stay hospital for at least 90 consecutive days (excluding Medicare rehabilitation days); and need residential support services with staff supervision 24 hours a day, 7 days a week.
MassHealth offers different types of coverage based on whether you are: 65 years of age or older and need personal-care-attendant services in order to live at home, or.
The standard asset limitation is $2,000 for an individual and $3,000 for a couple. If that standard applies, the individual must spend all countable assets in excess of the limit before he or she (or they) can qualify for MassHealth benefits.
MA seniors must have limited income and assets, and a medical need to qualify for Medicaid long-term care. In 2024, a single Nursing Home Medicaid applicant must meet the following criteria: 1) Income under $1,215 / month 2) Assets under $2,000 3) Require a Nursing Home Level of Care.
Most of the assisted living residents in the state pay privately. However, MassHealth has certain programs that finance a part of assisted living services for MassHealth members who have limited resources.

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Medicare does not provide coverage for assisted living costs. And while Medicaid does not pay the room and board costs of assisted living, many states do provide waiver programs to help cover some personal care and other support services provided in an assisted living setting.
Medicaid Coverage of Assisted Living Services If you receive MassHealth and need help with at least one activity of daily living, you may qualify for a benefit called Group Adult Foster Care (GAFC). GAFC pays for personal care services for individuals living in GAFC-certified housing.
Cost of assisted living in Massachusetts Many of these factors depend on the type and level of care you need. Long-term care financial company Genworth reported in 2021 that the average cost of assisted living in Massachusetts is $6,500 per month. This cost has increased by 6.82% in the last year.

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