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The FCRA allows consumers to dispute credit report errors and fraud. So, if you check your credit report and discover a collection account that shouldnt be there, you can send a dispute to Equifax, TransUnion, or Experian and ask them to remove it.
Here are steps to remove a collections account from your credit report: Do your homework and gather your evidence. Dispute the account if theres an error. Ask for a goodwill deletion if you paid the collections. Confirm the change you sought was made on your credit reports.
Who Does United Revenue Corp Collect For? United Revenue Corp is a debt collector reporting a collection account on your credit report. In some cases this means they purchased the debt from the original creditor (i.e. a credit card or loan company).
Generally speaking, negative information such as late or missed payments, accounts that have been sent to collection agencies, accounts not being paid as agreed, or bankruptcies stays on credit reports for approximately seven years.
You cannot remove collections from your credit report without paying if the information is accurate, but a collection account will fall off your credit report after 7 years whether you pay the balance or not.