Exhibit A - (Debtor) 2025

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A debtor is someone who owes money. If you borrow from a bank to buy a car, you are a debtor. Most of us are debtors at some point in our lives. We borrow money to buy houses or cars, to attend college, or to tide us over when were between jobs.
Trade debtors are customers and clients for whom you have provided goods or services without yet receiving payment. For example, where a client or a customer has received an invoice for goods and services, but this has not yet been paid.
A debtor is a person or organisation that owes money. This will often be owed for services or goods, or because they have borrowed money. In most instances, the debtor will have a legal obligation to pay the debt. The person they owe the money to is known as a creditor.
A debtor or debitor is a legal entity (legal person) that owes a debt to another entity. The entity may be an individual, a firm, a government, a company or other legal person. The counterparty is called a creditor.
A borrower is a person or business that receives money from a lender with the agreement to pay it back within a specified period of time.
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In the context of financing arrangements, an obligor is usually a debtor (for example, a borrower) or someone who has given security or a guarantee for the payment of a debt or the performance of an obligation.
They describe a relationship where one party owes money to another party. The debtor is the party that owes the money (debt), while the creditor is the party that loaned the money.

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