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What does waive benefit mean?

Waiving benefits means that an otherwise Eligible Employee elects not to enroll in any one of the benefit plans available under the OEBB-sponsored benefits program and is not eligible to receive any portion of a cash contribution or other type of remuneration.

What is the waiver of premium for Sunlife?

Waiver of Premium is a provision that continues your Group Life premium payments if you become totally disabled. If you become totally disabled and your Waiver of Premium claim is approved by Sun Life, we will continue your Life insurance coverage without further payments from you or your employer.

What is an impairment rider?

An impairment rider, sometimes called an exclusion rider, specifies conditions or pre-existing medical conditions that are not covered by the insurance policy. It excludes certain risks from the coverage, meaning the insurance company Will not pay benefits for claims related to the specified impairment.