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Application for PERA Retirement Benefits - mnpera

Application for PERA Retirement Benefits - mnpera 2025

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The document is an application form for PERA (Public Employees Retirement Association) retirement benefits, outlining the necessary steps and information required for members to apply. It includes sections for member and spouse information, benefit selection options, tax withholding preferences, verification of combined service with other pension plans, direct deposit details, and notarized signatures. The form emphasizes the importance of accurate completion and submission of supporting documents to validate age and identity.

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How do I retire from PERA?

When your age and your service credit intersect in a box on your appropriate highest average salary table, you are eligible to retire with a PERA benefit. This opens in a new window. Keep in mind that the longer you work, the larger your benefit amount becomes.

How do I get my PERA money?

As a member of PERA, you have options when you leave public employment. If you are not vested and remain out of PERA service, you should apply for a refund within five years after your last member contribution was made. If you are vested, you may leave your money in PERA for a present or future pension.

How does PERA pay out?

The basic formula for a full service, single-life retirement benefit is: your highest average salary x 2.5% x your years of service = your monthly lifetime benefit amount.

Can I borrow money from PERA?

While the contributions you make to your PERA Defined Benefit account are not accessible while you are still working for a PERA employer, you do have the ability to take a loan from your PERAPlus 401(k) or 457 accounts.

Who is eligible for PERA retirement in nm?

Any age with 14 years or more of service credit; or Age 60 or older with twelve or more years of service credit; or Age 63 years or older with eleven or more years of service credit; or Age 64 years or older with 8 or more years of service credit; or Age 65 years or older and five or more years of service

How do I start my PERA retirement?

We need four things to start paying your lifetime monthly benefit Completed and docHubd Application for PERA Retirement Benefits. Completed Verification of Termination. Proof of your date of birth and any name changes. Federal W-4P and Minnesota W-4MNP Tax Forms.

What are the different types of PERA?

PERA administers three defined benefit plansThe General Plan, the Police Fire Plan, and the Correctional Plan. PERA also administers the Statewide Volunteer (SVF) Firefighter Retirement Plan and the Defined Contribution Plan (DCP).

What are the requirements for retirement in NM PERA?

Rule of 85 (members must have five or more years of service credit; and sum of age at the time of retirement and years of service credit must equal 85); or Age 65 with 5 or more years of service credit. 25 years of service credit at any age; or Age 60 with 5 or more years of service credit.

Application for PERA Retirement Benefits - mnpera 2025

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