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How do I retire from PERA?

When your age and your service credit intersect in a box on your appropriate highest average salary table, you are eligible to retire with a PERA benefit. This opens in a new window. Keep in mind that the longer you work, the larger your benefit amount becomes.

How do I get my PERA money?

As a member of PERA, you have options when you leave public employment. If you are not vested and remain out of PERA service, you should apply for a refund within five years after your last member contribution was made. If you are vested, you may leave your money in PERA for a present or future pension.

How does PERA pay out?

The basic formula for a full service, single-life retirement benefit is: your highest average salary x 2.5% x your years of service = your monthly lifetime benefit amount.

Can I borrow money from PERA?

While the contributions you make to your PERA Defined Benefit account are not accessible while you are still working for a PERA employer, you do have the ability to take a loan from your PERAPlus 401(k) or 457 accounts.

Who is eligible for PERA retirement in nm?

Any age with 14 years or more of service credit; or Age 60 or older with twelve or more years of service credit; or Age 63 years or older with eleven or more years of service credit; or Age 64 years or older with 8 or more years of service credit; or Age 65 years or older and five or more years of service

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