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What not to do after filing Chapter 7?

That being said, heres what youre not allowed to do with a Chapter 7: Lie under oath about your financial or property assets. Keep property that must be used to discharge your debts. Miss payments to certain creditors in order to keep your home.

Will filing Chapter 7 affect my spouse in Wisconsin?

Yes, but your spouse will still be liable for any joint debts. If you file together you will be able to double your exemptions. (see Wisconsin bankruptcy exemptions) In some cases where only one spouse has debts, or one spouse has debts that are not dischargeable then it might be advisable to have only one spouse file.

What is an example of proof of claim?

Attach redacted copies of any documents that support the claim, such as promissory notes, purchase orders, invoices, itemized statements of running accounts, contracts, judgments, mortgages, and security agreements.

Why did I receive a official Form 309A?

If you receive this notice, it means one of three things: The address you provided for the creditor in your bankruptcy paperwork was incorrect, The court sent you notice of your own bankruptcy via this form, or. Someone who owes you money filed bankruptcy.

Why would a creditor not file a proof of claim?

Most Chapter 7 bankruptcies dont require them to file proofs of claim because the creditors often receive nothing from the bankruptcy estate. In Chapter 13, though, they want to receive payments from the repayment plan, so they have an incentive to file, for if they dont, they get nothing.