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FEMA assistance is not the same as insurance. FEMA assistance only provides funds for basic work to make a home habitable, including items such as toilets, roof, critical utilities, windows and doors.
1) Any natural catastrophe (including any hurricane, tornado, storm, high water, wind-driven water, tidal wave, tsunami, earthquake, volcanic eruption, landslide, mudslide, snowstorm, or drought), or, regardless of cause, any fire, flood, or explosion, in any part of the United States, which in the determination of the
There are two types of assistance provided by FEMA: Public Assistance and Individual Assistance.
Some examples include: Constructing floodwalls around damaged facilities. Installing new drainage facilities (including culverts) along a damaged road. Adding fire-suppression systems at facilities damaged by wildfire.
FEMAs mission is helping people before, during, and after disasters. Over 20,000 agency employees form a team of dedicated emergency management leaders.
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Since there are only a few flood-prone areas in the state, the average cost of flood insurance in Florida is cheaper than the national average. Flood insurance prices in Florida can range from $261 per year to $7,303 per year.
Flood insurance may help pay to repair or rebuild your home and replace damaged personal property. Florida law does not require homeowners to have flood insurance. However, for most consumers, your home is one of your largest assets and insurance will help to offset the cost to repair or replace your home.

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