FERS Retirement Contributions Program - csrees usda 2025

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Nearly all federal employees participate in FERS and contribute a percentage of their salary toward their future annuity. Most people who were hired before 2013 contribute 0.8 percent, most people hired in 2013 contribute 3.1 percent, and most people hired in 2014 or later contribute 4.4 percent.
What is my FERS contribution? FERS (01/01/1987 12/31/2012)7% of Base Pay is deducted: 0.8% to FERS Basic Benefit Plan 6.2% to Social Security FERS-FRAE (01/01/2014 Current) 10.6% of Base Pay is deducted: 4.4% to FERS Basic Benefit Plan 6.2% to Social Security1 more row
FERS Supplement and the Earnings Test Warning About FERS Supplement! The Special Supplement is subject to the Social Security Earning Test. If you decide to work after retirement, your work income may affect your FERS SRS amount. In 2024, for every $2 earned above $22,320 the FERS supplement will be reduced by $1.
FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement.
The 2025 IRS annual limit for regular TSP contributions is $23,500. If you are covered by the Federal Employees Retirement System (FERS, FERS-RAE, or FERS-FRAE), you will lose valuable Agency Matching TSP contributions, if you reach the annual limit before the end of the calendar year.
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