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Can you submit supplements to insurance?

If your roofers estimate is higher than your claim amount, either you or your contractor can send in documentation explaining why the costs are higher. This is known as a supplement request. Supplements to the claim amount can be sent to the insurance company either before or after the job is completed.

How does a supplemental insurance claim work?

Supplemental insurance plans are designed to pay benefits directly to the policyholder. Unlike major medical insurance that pays the providers directly for treatment, when you file a supplemental insurance claim, the money is paid to you. Because of this design, you can use the funds however youd like.

What is a contractor supplement?

A roofing supplement or contractor supplement is when a contractor asks for additional materials, labor, or trades to be added to the insurance claim.

What are supplements in a home insurance claim?

A supplement is an additional payment beyond the original payment on the claim. Supplements are a common component of an insurance claim, as some damage may not be discovered until repairs start. A re-inspection may be needed if your contractor finds additional or hidden damages.

What are supplements on insurance claims?

Supplementing means the orderly addition of charges to an insurance claim. This can happen for several reasons: The estimate for replacement materials was below the actual outlay due to fluctuating commodities prices or other causes. The adjuster overlooked a damaged area during the inspection and estimate.

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